Meet Our New President and CEO!

As many of our valued partners know, American Financial Management is a third-generation family owned business that specializes in commercial (b2b) collections. With our core values of Honesty, Empowerment, AFM Client Focus, Respect, and Teamwork, American Financial Management has been a leader of the commercial collection industry since 1964. It is with immense pleasure and [...]

#You’veBeenServed: Service of Process in One Hundred Forty Characters or Less

The decision to file lawsuit against a former client is never easy.  Credit managers consider many factors, including the account balance and likelihood of recovery, the prospects of a future business relationship, the impact to the creditor’s reputation in the marketplace, and not least of all, the costs associated with legal actions.  Too often, a [...]

Small Business Bankruptcy in a Post COVID-19 World

As the ongoing COVID-19 pandemic creates upheaval in the lives of individuals and business, attention has been focused largely on the Coronavirus Aid, Relief and Economic Stimulus Act (CARES Act) and its refunding and enlargement. However, even before most businesses rushed to banks, flooding the Small Business Administration with Paycheck Protection and Emergency Disaster Relief [...]

The Legal Process – A Brief Overview

Most businesses avoid filing a lawsuit to resolve disputes.  However, judicial intervention is sometimes the only way to recover a debt.  As such, it is important that business owners and credit managers are aware of the basics of a civil action.  Generally, there are four stages to a legal action: 1) Pleadings/Service; 2) Discovery; 3) [...]


Since 1964 we have been proudly working to be the best accounts receivable management firm in the eyes of our clients, business partners and employees. Forward thinking, implementing new technologies and acknowledging important business trends are just some of the ways we ensure our company is keeping up with the game to ensure our client’s [...]